Apply for Over-deduction only when your loan balance is "0" according to your most recent ledger.Â
Before filling out the Form Note the following:
1. Over-deduction can only be paid out after IPPIS reviews your deduction. This may take between 2 to 4 months.
2. It is strongly advised to move your Over-deduction to SD or SEF for easy collection once in 3 months as against IPPIS review.